Financial Education Resources for Young Adults


Youth Entrepreneurs (Teen Resources) Provides official information and services from the U.S. government about an array of information and resources on a variety of financial topics for youth.

Youth Credit Union Network Serves the youth constituency.

Young Entrepreneurs

Young entrepreneurs: SBA has a wide range of resources and programs to help you start, manage and grow your business.


Youth Financial Education


Budgets and Spending Plans

Remember, a budget is not a diet, it is a tool to help you get what you want.

Worksheets for kids, teens, and adults. Everything you need to create a budget.

If you are a visual learner or a person who loves computers, this site automatically tracks your bank and credit card transactions, helps you categorize your spending, and has really cool graphs to help you understand where your money goes.

This site has some hilarious videos and just might help you stop wasting money on silly stuff.

Want to know how much you’ll need to make once you are on your own?

Advertising is trying to trick you. Find out how.

Finding a Job

These links are about finding a job now, discovering your strengths and skills, or planning for a career.

This site asks a simple question: “What do you like?” Then, it gives you some ideas about careers where you can do the thing you like to do.

This is a huge collection of exercise to help you discover your dream career and learn about your self. We haven’t looked at all of these links because there are so many.

TRL Career Resources

Getting Help

If you need a little or a lot, there are many non-profits, government agencies, and churches who want to help you.

This site offers links and information about how to get help with food, healthcare, housing, income, financial education & prosperity.

Paying for College

A number of links can be found here including opportunities for volunteering. Volunteering is one of the best ways to get experience and meet people – good for getting into college and for finding jobs, not to mention helping the world.

A lot of great stuff to help you prepare for college, including short videos and quizzes.

Learning Games

Yes. You can actually learn by playing games.

In this game you go on missions that teach you almost everything about managing your money. You have to sign up, but then it will remember where you left off.

Here you will find a number of games. Keep in mind that this is a site created by the Visa credit card company, so some of the games aren’t going to teach much. You will learn the most from the games called “The Smart Money Quiz Show” and “The Retirement Game”

Taking Advantage of Banks & Credit Unions

How to get affordable savings and checking accounts, what to look for, and how to manage your account.

Bank On works with local banks and credit unions that offer low-cost or free checking to people who have never had accounts before or who have had banking trouble in the past.

Cool video lessons for kids, teens, adults and young adults. En Espanol tambien.

Using Credit

This site asks you to register (give them your name and email) before you can get access to their short video lessons about credit.

Your Credit Score and Identity Theft

Learn about your score, what it means, and what to do if you think someone might be using your identity.

This Washington State site gives you some links to protect yourself from fraud and learn about credit.

A fun quiz that will tell you how much you know about credit scores.

This site will tell you what your credit score for free. Remember that this is only part of the picture, because you may have a slightly different score from other credit scorekeepers.

Investing for the future

One of the number one secrets of investing is starting early.

Your Money: Podcasts and Videos

General Financial Sites

These sites have great information about nearly all aspects of personal finance.

This booklet is a great overview of money and your life.

This site is great because you can pick beginning, intermediate or advanced lessons.

This site is not geared towards young people, but has lots of great articles focusing on “Economic Survival Tips” and “Life Events & Financial Decisions”

This site has units on: Financial Planning, Budgeting, Investing, Good Debt, Your Money, Insurance, Your Career

If you learn by listening, this site offers great podcasts that are like news stories about your money.

Your Money: A Guide to Reaching Your Financial Goals is available to TRL patrons under a grant to 13 libraries across the United States.

The FDIC’s Money Smart for Young Adults curriculum helps youth ages 12-20 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions.

Podcasts de Money Smart en Espanol, “abarca temas como los conceptos básicos de cómo tomar dinero prestado de manera inteligente, cómo usar un plan de gastos para alcanzar objetivos financieros y cómo usar de manera eficaz los productos bancarios.”